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Galvin's scrutiny of 401(k) matches misfires
The Massachusetts Securities Division, led by William Galvin, targeted many of the wrong firms in questioning 401(k) record keepers about employers moving to an annual match instead of contributing each pay period.
The next level of retirement plan service: Fee policy statements for 401(k)s
The next level of retirement plan service and risk management is here: establishing fee policy statements for 401(k) plans. Financial advisers who specialize in retirement plans are finding new ways to distinguish themselves from their competitors, upping the ante in service. Specifically, they're
Navigating 401(k) rollovers
For investment advisers, providing guidance to retirement plan participants about moving money from an employer-sponsored plan to other investment vehicles is like swimming in murky waters.
Advisers' role in target date funds grows more complex
From their humble beginnings more than two decades ago with the 1993 launch of Barclays Global Investors' LifePath Portfolios, target date funds are rapidly taking over the defined-contribution world.
What a fee policy statement really needs
The devil is in the details when it comes to making sure retirement plan advisers are not at risk of a regulatory breach
The horsepower behind 401(k) plans: A specialist adviser
Employers are turning to a new kind of adviser to help their employees save for retirement, a new survey shows.
Rate-of-return analysis shows value of delaying Social Security
Mary Beth Franklin says that the higher-earning spouse should maximize benefits.
Massachusetts opens inquiry into 401(k) plan contribution delays
William Galvin, Massachusetts' chief securities regulator, is calling on 401(k) plan administrators to report how many companies have shifted to a lump-sum matching contribution once a year, a change that can undermine worker savings.
Advisers must act as 401(k) watchdogs
As stewards of their clients' financial security, investment advisers and planners must keep a vigilant eye on companies altering their 401(k) plans in ways that hamper clients' ability to save for retirement properly.
Millennial investors shun stocks, survey says
Challenge for advisers working with these clients is to warm them up to risk.
Companies from Facebook to JPMorgan squeeze 401(k) plans
Tactics include holding back on both the amount and timing of 401(k) matches and dragging out vesting schedules.
Bull market lifts average 401(k) balance above $89K
Breakfast with Benjamin: The average 401(k) balance tops $89K. Plus: Comcast buying Time Warner, Fink likes emerging markets while Buffet shuns Graham Holdings, California drought hits agriculture stocks, and the ultimate smart car.
Schwab's all-ETF 401(k) platform revs up competition
There’s no question that Schwab’s all-ETF 401(k) offering will inspire competitors to do the same, but whether plan sponsors will embrace these ETF-based plans remains to be seen. Charles Schwab & Co. Inc. on Wednesday announced the long-awaited launch of its all-ETF 401(k) platform, after
After long wait, Schwab's all-ETF 401(k) platform opens for business
Dealing with fractional shares proved to be tricky, but firm thinks it has the problem solved.
You can thank or blame Richard Stanger for writing 401(k)
Richard Stanger was a primary author of a little-noticed piece of a 1978 tax law, an 869-word insert that was lost in the political heat of the time.
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February 27, 2014