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Health coverage may not be client's first priority
When it comes to helping clients save for health care costs during retirement, financial advisers need to balance concerns about massive medical costs with a retiree's quality of life, which is no small task.
Health costs drop, but don't get excited
The magic number for health care costs for a 65-year-old couple leaving the workplace this year is $220,000, down from $240,000 last year.
Retiree health care nut drops by $20k — but hold the parade
Economy, Medicare factor into new Fidelity forecast but decline is only temporary
Top tweets from IN's Retirement Income Summit 2013
InvestmentNews' Retirement Income Summit 2013 is under way in Chicago. We've pulled together the most intriguing tweets from Day 1.
Retirement Income Summit 2013 Are clients saving too much money for retirement health care?
Cadillac coverage may not be a good fit for those with specific quality-of-life wishes
Personalizing estimates of health care costs
Who is more worried about the impact of escalating health care costs on retirement income planning, you or your clients? Nearly half of the high-net-worth Americans who are close to retirement are “terrified” of what health care costs may do to their retirement plans, according to a 2012 Nationwide
10 questions to measure health care expenses
By entering your client's age, gender, state of residence, household income and planned retirement date into sophisticated software such as HealthView Services' HealthWealthLink tool, you can get a general idea of his or her future health care expenses in retirement based on localized Medicare plan
Finally, an Rx? Medical inflation plummets
A new study from Harvard shows that medical inflation plummeted between 2009 - 2011. The reasons? A wicked-bad recession, and yes, ObamaCare,
Mining company bankruptcy the canary in coal mine for pensioners
Promised health care benefits for 10,000 on the cutting block; 'rug pulled out from under you'.
It gets worse: Hedge fund star predicts bigger crisis than '08
Stan Druckenmiller says rising entitlement costs, unsustainable spending will have dire consequences
Alzheimer's epidemic puts advisers — and their practices — at risk
The number of Alzheimer's sufferers in the U.S. is expected to triple by 2050. Mary Beth Franklin warns that the coming epidemic puts advisers -- and their practices -- at serious risk.
IRS gives employers a break
Long-awaited proposed regulations from the Internal Revenue Service have resolved questions about a key health care reform law provision that would impose stiff penalties on employers not offering coverage.
Barro: In flap over 'Makers and Takers,' Ryan a faker
In his second inaugural address, President Barack Obama took issue with the "makers versus takers" narrative put out by Republican politicians. Paul Ryan took issue with the president’s characterization of his argument:[E]arned entitlements, where you pay your payroll taxes to get a benefit when
Unintended Consequences of Delayed Social Security Benefits - InvestmentNews
Unintended Consequences of Delayed Social Security Benefits Higher income may render seniors ineligible for subsidized LTC benefits By Mary Beth Franklin January 20, 2013 12:01 am ET For every action there is a reaction. It’s a basic rule of science—and financial planning. I wanted to share an
Ponnuru: Conservatives' income equality argument pure tripe - InvestmentNews
Celebrating rising value of health benefits a real reach; wage stagnation the issue
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Harley Gordon, CLTC