Individual Retirement Accounts (IRAs)
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The next level of retirement plan service: Fee policy statements for 401(k)s
The next level of retirement plan service and risk management is here: establishing fee policy statements for 401(k) plans. Financial advisers who specialize in retirement plans are finding new ways to distinguish themselves from their competitors, upping the ante in service. Specifically, they're
Navigating 401(k) rollovers
For investment advisers, providing guidance to retirement plan participants about moving money from an employer-sponsored plan to other investment vehicles is like swimming in murky waters.
Advisers' role in target date funds grows more complex
From their humble beginnings more than two decades ago with the 1993 launch of Barclays Global Investors' LifePath Portfolios, target date funds are rapidly taking over the defined-contribution world.
Millennial investors shun stocks, survey says
Challenge for advisers working with these clients is to warm them up to risk.
IRA rollovers offer a huge opportunity
IRA rollovers represent a huge and growing market, and there are many retirement plan participants seeking help with their rollover decisions.
Advisers skeptical about Obama's “myRA” proposal
President Obama's voluntary '"myRA" proposal, with no option to invest in stocks, could be doomed to failure, advisers say. The plan "isn't going to go anywhere," according to one skeptic. (Don't miss these tips for a worry-free IRA rollover.)
Taxpayers act with enough incentive
Roth conversions came in at $64.8 billion in 2010, above an expected $26.5 billion.
Finra cautions investors to be careful with IRA rollovers, notes that adviser fees can hurt returns
Finra cautioned investors Thursday that they may face increased fees and expenses when they transfer retirement savings from a company plan to an individual retirement account. In an investor alert , the Financial Industry Regulatory Authority Inc. debunked claims that IRA rollovers can be
New IRS rules on hard-to-value IRAs
Most stocks and other traditional investments are easy to value. The price is determined by the markets or found on a bank statement. But some assets are not so easy to find a value for, and that's a problem if those assets are held in an individual retirement account or other tax-deferred ...
Goldman calls stock market lofty by most measures
Today's Breakfast with Benjamin includes: Goldman's stock market call, a closer look at Fed policy, lawyers pick apart Volcker rule, retailers and cyber security, combining IRAs, and how not to ignore your client's wife.
Age matters in Social Security-claiming strategies
Taking benefits early means permanent reduction – but sometimes that's OK.
IRA conversions surge ahead of tax break end
More Americans than ever converted their tax-deferred IRAs into Roth plans in 2010, led by IRA holders with annual incomes exceeding $1 million. Advisers successfully pitched the switch as a pay now, save later strategy.
Americans vow to shed debt in 2014 but few commit to financial planning
On this first business day of 2014, I couldn’t resist pulling together some New Year’s resolution polls to give financial advisers a hint of what their current and prospective clients may be thinking. It seems nothing erases a bad memory like a recent triumph. Only five years have passed since the
Lockheed Martin 401(k) case to proceed as class action
On Monday, the Supreme Court let stand a decision in the 7th U.S. Circuit Court of Appeals that permits employees of the defense contractor to proceed with a class action against the firm. The case will now go to trial.
File-and-suspend strategy works for singles, too
Social Security strategy normally reserved for couples allows unmarried to hedge their bets.
Explore your opportunities and be informed for your next move.
February 27, 2014