Individual Retirement Accounts (IRAs)
Watch breaking news videos and read news updates about Individual Retirement Accounts (IRAs) on investmentnews.com
Retirement savers' fund fees move lower: ICI
A trade group's study says tough competition between fund managers is driving fees in 401(k) plans lower — but investors still may not be getting a good deal.
Inherited IRAs in bankruptcy cases
The Supreme Court ruled unanimously last month that inherited individual retirement accounts are not protected under federal bankruptcy laws. This ruling does not affect your clients' own IRAs. Those are retirement funds that are protected in bankruptcy. The problem is when your client dies and ...
Stretch IRAs no longer targeted in Senate highway-funding bill
Individual retirement account beneficiaries can continue to stretch distributions over a lifetime, as the Senate dropped a provision in its highway funding bill that would have required those distributions within five years of the death of the original account holder.
Limits to stretch IRAs floated to pay for highway repairs
When Congress returns from its July 4 recess next week, the Senate tax-writing panel will resume its effort to pass a bill that would pay for highway repairs in part by changing policy toward inherited individual retirement accounts.
Treasury allows longevity annuities in retirement plans
The Treasury Department announces a rule that will allow retirement plan participants access to deferred-income annuities, also known as longevity insurance.
Advisers proceed with caution following inherited IRA ruling
Recent Supreme Court decision preventing bankruptcy protection for these assets calls for careful planning strategies.
How gay couples can act on Social Security benefits now
Though rules still vary from state to state, all same-sex couples should take steps to claim benefits.
Retirees suffer as 401(k) rollover boom enriches brokers
Complaints filed against brokers for inappropriate investments after money moved into IRAs.
Clintons jump through financial planning loopholes to dodge estate taxes they support
Breakfast with Benjamin: Brokers pouncing on 401(k) biz. Plus: The Clintons dodge the estate taxes they support. The Fed wants to add exit fees to bond funds, U.S. banks on the edge of new funding rules, Congress mulls investor confidence on your dime, El-Erian sides with the IMF, and merger mania
The big benefits decision
Helping clients determine when to begin collecting their hard-earned Social Security benefits is always tricky. Having worked a long career and finally making it to the promised land of retirement age, many people are justifiably eager to take what the government is ready and willing to give them.
In divorce, retirement is at risk
Splitting a retirement plan in divorce often means tax problems. While matrimonial attorneys usually assist in the division of assets, 401(k)s, IRAs and other retirement plans require special handling since eventual distributions generally will be taxable. Unlike most other assets, retirement funds
Early filers regret Social Security claiming decisions
Nearly 40% of retirees who claimed Social Security benefits before full retirement age now regret their decision, according to a new survey released Wednesday.Retirees can claim Social Security benefits as early as 62, but their benefits are permanently reduced by 25% compared to waiting until
Morningstar-HelloWallet deal ups the ante for financial wellness services
Viewing workers' retirement savings in the context of their full financial picture may be the next frontier for retirement plan services.
Ways and Means to vote on extending deduction for IRA charitable contributions
The tax-writing committee in the House of Representatives is scheduled to vote later this week on legislation that would make permanent a tax deduction for charitable contributions from individual retirement accounts.The measure will be one of several so-called tax extenders that the House Ways and
The retirement apocalypse that isn't coming
Retirement isn't going the way of the carrier pigeon. Innovative retirement plans and new policies and products point to a future richer than many workers imagine.
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