Long-Term Care

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  1. Articles

    FSI offers long-term disability, life insurance to members

    Program guarantees members coverage at a group rate FSI has secured as the plan sponsor.

  2. Articles

    Bears are giving up and that could be a bad sign

    Breakfast with Benjamin: What's it mean when bears capitulate? Plus: The housing market recovery and homebuilder ETFs; 529s not so popular and here's why; Apple's big news; and the long-term-care insurance question.

  1. Articles

    Long-term care carriers

    CompanyNew 2013 PoliciesNew 2013 Annualized premiums ($M)In-force Policies, 2013In-force Annualized premiums ($M), 2013Bankers Life and Casualty 1, 27,248$12.0 283,996$476.3 Genworth Financial 353,974$133.8 1,209,869$2,508.8 John Hancock Life Insurance 313,305$36.2 604,889$1,394.9 Knights of

  2. Articles

    One of industry's last holdouts, NAIFA elects its first female president

    With women representing only 11.5% of advisers, trade group plans to highlight women in industry.

  3. Articles

    Beware of the blind side

    If your clients think Medicare will cover most, if not all, of their health care costs in retirement, they are sorely mistaken.

  4. Articles

    Can an adviser affiliated with an insurance company be fee only? Yes.

    State rules on insurance affiliation complicate fee-only status for some CFPs.

  5. Articles

    Treasury allows longevity annuities in retirement plans

    The Treasury Department announces a rule that will allow retirement plan participants access to deferred-income annuities, also known as longevity insurance.

  6. Articles

    In divorce, retirement is at risk

    Splitting a retirement plan in divorce often means tax problems. While matrimonial attorneys usually assist in the division of assets, 401(k)s, IRAs and other retirement plans require special handling since eventual distributions generally will be taxable. Unlike most other assets, retirement funds

  7. Articles

    Early filers regret Social Security claiming decisions

    Nearly 40% of retirees who claimed Social Security benefits before full retirement age now regret their decision, according to a new survey released Wednesday.Retirees can claim Social Security benefits as early as 62, but their benefits are permanently reduced by 25% compared to waiting until

  8. Articles

    Morningstar-HelloWallet deal ups the ante for financial wellness services

    Viewing workers' retirement savings in the context of their full financial picture may be the next frontier for retirement plan services.

  9. Articles

    IRI to provide health care cost tool to members

    Tool will enable IRI member firms to project how much retirees will spend on health care.

  10. Articles

    Account opening is No. 1 tech concern: Survey

    Beacon finds 'client onboarding' has replaced social-media archiving as brokers' biggest technology challenge.

  11. Articles

    Higher rates can blunt long-term-care errors, Genworth CEO says

    The largest seller of long-term-care coverage is counting on periodic rate increases of 2% to 4% to maintain profit targets.

  12. Articles

    Have the courage to talk about LTC

    It's a tough discussion that's not going away. It's only going to get tougher.

  13. Articles

    Dynasty branches out to the insurance side

    New offering opens up access to insurance brokerages offering annuities, disability, long-term care.