Long-Term Care

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  1. Articles

    What advisers need to know about popular long-term-care products

    Deciding between traditional and combination products can be difficult, but better understanding plan features can help.

  2. Articles

    Advisers shy away from LTC insurance dialogue: Study

    Low comfort level with LTC products makes advisers recoil, but some think that's a weak argument.

  1. Articles

    Advisers tell clients: Think of retirement as '35 years of unemployment'

    Although estimates of life expectancy just got longer, clients aren't prepared to make hard planning decisions.

  2. Articles

    Cognitive impairment, lower income drive higher LTC insurance lapses: Study

    Advisers should take these factors into account when incorporating long-term-care insurance into a client's financial plan.

  3. Articles

    Fidelity throws its weight behind longevity annuities

    The Boston retirement-services giant is giving its clients a new option for planning for the costs and risk of living longer by making deferred-income annuities available for retirement plans. (See also the Top 10 annuity sellers in the second quarter.)

  4. Articles

    Michael Kitces' weekend reading for financial advisers

    Pimco gets put on notice, the latest twist in the CFP Board-Camarda battle, and the rest of the week's must-reads for advisers

  5. Articles

    Elder care needs will transform advice industry

    If you're like most financial advisers, you are focused on how to capture a piece of the lucrative IRA rollover market as baby boomers transition into retirement. But fast forward 10 or 20 years and those same clients may be less interested in golf and travel and more concerned about assisted

  6. Articles

    Advisers fall short on implementation of long-term-care insurance

    Most know it's a key part of retirement planning but lack in-depth knowledge when the need for care arises.

  7. Articles

    2 health savings account changes clients can make to unlock their full potential

    Tweaks to HSA investment vehicles and what the accounts are used for can pay dividends to clients.

  8. Articles

    Bigger & Better

    Advisers with assets over $1 billion are outperforming their peers. Does your firm have what it takes to be a billion dollar baby?

  9. Articles

    Genworth Financial struggling under the weight of long-term care costs

    Insurance giant stung by cost of elder care, longer life spans of retirees and persistently low interest rates.

  10. Articles

    Oscars shine light on Alzheimer's costs

    Financial advisers can help clients take early steps to plan for the progressive disease.

  11. Articles

    When to disenroll from Medicare

    If clients fit the requirements, now is the time for them to take action and reduce unnecessary medical spending and hassles

  12. Articles

    Hybrid life-LTC policies are a hit among advisers

    Insurance products that combine life insurance and long-term care benefits are getting their time in the sun among advisers as traditional LTC options shrink.

  13. Articles

    National insurance registry falls short of goal line, tax extenders passes

    With Congress adjourned, rejected bills, such as one facilitating insurance agents' ability to practice in multiple states that was blocked by Sen. Tom Coburn, will need to be reintroduced next year.