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Higher rates can blunt long-term-care errors, Genworth CEO says
The largest seller of long-term-care coverage is counting on periodic rate increases of 2% to 4% to maintain profit targets.
Have the courage to talk about LTC
It's a tough discussion that's not going away. It's only going to get tougher.
Dynasty branches out to the insurance side
New offering opens up access to insurance brokerages offering annuities, disability, long-term care.
Long-term care planning requires turning focus away from health
To make long-term-care planning palatable to clients, advisers need to break through clients' false sense of invulnerability first. Clients get defensive when talking about the possibility that they one day may become incapable of caring for themselves. That emotion applies to both primary earners
Retirement Income Summit 2013 Are clients saving too much money for retirement health care?
Cadillac coverage may not be a good fit for those with specific quality-of-life wishes
Retirement Income Summit 2013 Mary Beth Franklin: Home schooling long-term care
Dr. Carolyn McClanahan, both a medical doctor and CFP, admits she is a minimalist when it comes to seeking medical care. And when it comes to long-term care, she has a unique vision of how and where she would like to receive assistance as she ages. Rather than an expensive nursing home or assisted
SEC halts trading in embattled LTCI seller
Penn Treaty's last financial statement filed in 2008; policyholders in limbo
How advisers can help clients deal with Alzheimer's
The inability to manage money is one of the earliest indications that a client may have Alzheimer's disease
Unintended Consequences of Delayed Social Security Benefits - InvestmentNews
Unintended Consequences of Delayed Social Security Benefits Higher income may render seniors ineligible for subsidized LTC benefits By Mary Beth Franklin January 20, 2013 12:01 am ET For every action there is a reaction. It’s a basic rule of science—and financial planning. I wanted to share an
Premiums contribute to insurance spending boost in 2012, survey says
More than a third of Americans spent more last year to insure everything from homes, cars and boats to their own life and health.
Women's health care planning seen as pivotal
Financial advisers have an obligation to help female clients plan for health care needs and expenses, including evaluating the options for long-term-care insurance and Medicare, according to a panel of experts who participated in an InvestmentNews webcast last Tuesday.
Insurer settles charges that it slow-paid on LTCI claims
On follow-up exam, regulators found Bankers Life had not fully implemented previous recommendations
Ignoring women's health-care costs 'reckless': Experts
Financial advisers have an obligation to help female clients plan for future health care needs and expenses, including evaluating the options for long-term-care insurance and Medicare, according to a panel of experts participating in an InvestmentNews webcast Tuesday.
Low-cost LTC? It's a Southern thing
Those looking for lower-cost long-term-care services might want to consider heading south.
Does LTC insurance still make sense?
I knew it was coming. Still, when I received notice that the premiums for the two long-term-care insurance policies that I bought for me and my husband a few years ago would increase by 23%, it took my breath away.
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Blaine Aikin CEO, fi360
Timothy Welsh, CFP President and Founder, Nexus Strategy, LLC
Justin Wisz Co-Founder & CEO, Vestorly